Car Insurance Wa
Seattle, Washington’s Car Insurance War Zone
Collision in my driveway with no insurance in WA?
I started to back out of my driveway, but a car was pulling in behind me, on my right side, in the blind spot. I did not see the car pulling in. The other driver claims it was my fault. How do I deal with this?
If both cars were in motion it is unlikely that either insurance company would pay, even if both were insured, except on collision coverage.
In real life, one question that might be asked is whether you had reason to suppose that a car would enter your drively. If the driver was, for example, a stranger making a U turn, s/he hasn’t much cause to seek reimbursement from you.
While it’s true that a person backing up is supposed to take special caution, the person going forward has the best view of what is happening. The principle of “last clear chance” [to avoid an accident] applies in some, but certainly not all, jurisdictions.
Everybody always claims it’s the other guy’s fault. That doesn’t mean much. In fact it doesn’t mean anything.
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